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Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team

Escrow Process

Some things to know about the process as well as what you can do to streamline the process

Foreclosure Looms

Before "walking away" from your home, here are few considerations.

Free Credit Reports – Their Reliability

Get an idea of your score but know it will likely be different than a FICO score

Good Faith Estimate (GFE) Form

A glimpse into the past shows how disclosure rules evolve

HOME INSURANCE CHALLENGES – A BRIEF OVERVIEW

A SUMMARY REVIEW OF THE INSURANCE CONTROVERSY

HOMEOWNER INSURANCE – BASIC INFORMATION

AN INTRODUCTION TO BASIC HOMEOWNER INSURANCE

Internet Loans & Buyer Assistance

Internet lenders typically look for the AAA borrowers and provide little assistance to any others

Lease Option

Know how it works before you obligate yourself

Loan Estimate and Closing Disclosure Forms

These are the latest forms attempting to provide understandable disclosure information to buyers

Locking the Interest Rate

Lock in or Float the Interest Rate - A tough Decision

Making Home Affordable

About to expire this program is worth a glimpse

MORTGAGE CALCULATORS . . . ARE THEY RELIABLE?

Have fun, but don't rely upon the results

Mortgage Interest Rules Clarified

The new tax law is unlikely to affect this benefit

Need Insurance

You will need homeowner’s insurance. Don’t wait until the last minute.

Negotiating Fees

This isn’t as easy as it seems it should be, See why.