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Tip Sheets
Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team
Escrow Process
Some things to know about the process as well as what you can do to streamline the process
Foreclosure Looms
Before "walking away" from your home, here are few considerations.
Free Credit Reports – Their Reliability
Get an idea of your score but know it will likely be different than a FICO score
Good Faith Estimate (GFE) Form
A glimpse into the past shows how disclosure rules evolve
HOME INSURANCE CHALLENGES – A BRIEF OVERVIEW
A SUMMARY REVIEW OF THE INSURANCE CONTROVERSY
HOMEOWNER INSURANCE – BASIC INFORMATION
AN INTRODUCTION TO BASIC HOMEOWNER INSURANCE
Internet Loans & Buyer Assistance
Internet lenders typically look for the AAA borrowers and provide little assistance to any others
Lease Option
Know how it works before you obligate yourself
Loan Estimate and Closing Disclosure Forms
These are the latest forms attempting to provide understandable disclosure information to buyers
Locking the Interest Rate
Lock in or Float the Interest Rate - A tough Decision
Making Home Affordable
About to expire this program is worth a glimpse
MORTGAGE CALCULATORS . . . ARE THEY RELIABLE?
Have fun, but don't rely upon the results
Mortgage Interest Rules Clarified
The new tax law is unlikely to affect this benefit
Need Insurance
You will need homeowner’s insurance. Don’t wait until the last minute.
Negotiating Fees
This isn’t as easy as it seems it should be, See why.
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