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Tip Sheets
Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team
Never a Better Time to Buy
Don't wait to buy - there's nothing like owning your home
Niche Financing
Be careful of this new sub-prime look alike loans
Pest Control Report Rules Vary With Loan Type
The rules change depending upon the type of loan the borrower acquires
PMI – When Can You Cancel
New rules govern lenders - you may be eligible for cancellation of your Private Mortgage Insurance
Pre-Approval Letters
There is a strategy for when pre-approval letters should be provided and what they should say
Preparing Your Home For Sale
Some easy and inexpensive things to do to make sure your home "shows" well
Property Assessed Clean Energy (PACE)
These loans are being heavily promoted – be cautious and be sure you fully understand
Rates Up – Buy Now or Wait?
A Very Personal Decision
Real Estate Advertising
Here's how real estate advertising really works
Refinancing
Determining if a refinance would be appropriate for you.
Rent vs Buy
The taxable benefits of buying may be a game changer in your decision
Request for Repairs – Avoid this Deal Killer
Sellers can resolve this potential problem when they list their property for sale
Reverse Mortgages
While these loans can provide much needed income to elderly homeowners, there is much to cautious about
Risk Based Pricing
Every loan is made based on the perceived risks the lender will face.
Sellers Should be Pre-Approved Too
Avoid disappointment - qualify before you sell
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