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Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team

Never a Better Time to Buy

Don't wait to buy - there's nothing like owning your home

Niche Financing

Be careful of this new sub-prime look alike loans

Pest Control Report Rules Vary With Loan Type

The rules change depending upon the type of loan the borrower acquires

PMI – When Can You Cancel

New rules govern lenders - you may be eligible for cancellation of your Private Mortgage Insurance

Pre-Approval Letters

There is a strategy for when pre-approval letters should be provided and what they should say

Preparing Your Home For Sale

Some easy and inexpensive things to do to make sure your home "shows" well

Property Assessed Clean Energy (PACE)

These loans are being heavily promoted – be cautious and be sure you fully understand

Rates Up – Buy Now or Wait?

A Very Personal Decision

Real Estate Advertising

Here's how real estate advertising really works

Refinancing

Determining if a refinance would be appropriate for you.

Rent vs Buy

The taxable benefits of buying may be a game changer in your decision

Request for Repairs – Avoid this Deal Killer

Sellers can resolve this potential problem when they list their property for sale

Reverse Mortgages

While these loans can provide much needed income to elderly homeowners, there is much to cautious about

Risk Based Pricing

Every loan is made based on the perceived risks the lender will face.

Sellers Should be Pre-Approved Too

Avoid disappointment - qualify before you sell