Tip Sheets – Page 5 – Humboldt Home Loans

Helpful Real Estate Resource Articles, from the Humboldt Home Loans Team

Shopping Interest Rates

Some things to know about obtaining interest rates

Singles Buying Together

Determine in advance what happens if it doesn't work.

Sourcing the Funds

Lenders need to know the source of all funds in a real estate transaction

Supplemental Taxes

Don't be confused or surprised by this tax liability that occurs in practically all real estate transactions

Taking Title – A New Form

Taking title as Community Property with Right of Survivorship gives married couples the best of two worlds

Tax Deferred Exchanges

Exchanges can be easy, but you must know the rules

The 3 Cs of Borrower Evaluation

Every Lender Evaluates Risk Using This Criteria

Title Insurance

The method selected to hold title has tax ramifications as well as other considerations.

Title Insurance – Basic Information

While seldom used for claim purposes, title insurance represents a bargain for protection purposes

Transfer Disclosure Statement

This form is required in all real estate transactions including "for by sale by owner" sales

TRENDED CREDIT

A look at what the credit future might look like

Trigger Leads . . . Good or Bad for Borrowers?

There Is a Way to Avoid the Annoying Calls

Trigger Leads . . . Good or Bad for Borrowers?

The mortgage business has obviously shrunk due to an uncertain economy, high interest rates, bank volatility and the media constantly predicting eminent recession. The reduced number of loan opportunities has resulted in some bad practices by some lenders. When a borrower seeks a loan and their selected lender (often a mortgage broker) acquires the required […]

Understanding The IRS Code

The IRS uses a certain "language" when referring to real estate transactions

VA LOAN INFORMATION PACKAGE AVAILABLE

The Video is a Little Long But Very Informative